OUR CAR LOAN SPECIALISTS LEVERAGE OUR NETWORK OF LENDERS TO FIND THE BEST RATES AND TERMS AVAILABLE TO YOU BASED ON YOUR VEHICLE SELECTION IN TORONTO.
GOOD CREDIT CAR LOAN APPLICANTS WILL HAVE:
MINIMUM 3 YEARS CREDIT HISTORY
AT LEAST 5 TRADE LINES
PRIOR AUTO LOAN PAID AS AGREED
HAVE REVOLVING CREDIT (CREDIT CARDS) AND INSTALLMENT CREDIT (LOANS)
BALANCES SHOULD BE UNDER 20% OF HIGH CREDIT LIMITS
SHOULD HAVE NO PAST DUE PAYMENT HISTORY EVIDENT
HOMEOWNER FOR OVER 12 MONTHS
SHOULD HAVE MINIMUM CREDIT INQUIRES
CURRENT EMPLOYER SHOULD BE MINIMUM 12 MONTHS
HAVE A COMPLETE 36 MONTH CREDIT HISTORY
IF THIS DESCRIBES YOUR CREDIT SITUATION, PLEASE COMPLETE OUR SECURED, ONLINE CREDIT APPLICATION FOR A PRE-APPROVAL. THEN SELECT A USED CAR FROM OUR ONLINE INVENTORY OR LOCATOR SERVICE.