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Bad Credit? Loan Denied? What Next?

Auto Loan Solutions provides Car Loans for people with Bad Credit, Good Credit, Bankruptcy, Consumer Proposals, New Immigrants, and more.

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The truth is, that many people with bad or no credit history may pay a higher than average interest rate for their car loan. Many feel locked into these loans, but there is a way to improve your circumstances over time.

First off, recognize an auto loan as a great tool to improve your credit. After 12 to 18 months, your credit score can improve, as long as you’re making your payments on time as well as all of your other bills and loans. To start, take a look at your budget, your debts and your income. Apply “15%” rule, if possible – that is, 15% of your income should go towards making car and insurance payments.

Once you’ve gained a better sense of your finances, you can proceed with your application to refinance for a new vehicle and interest rate. If you’re ready to apply and see how refinancing a vehicle can work for you, take a look at how our process works:

Refinance Your Your Vehicle in 5 Simple Steps:

  1. Contact Us
  2. We Do Full Vehicle Appraisal
  3. Work On Your Approval
  4. Select Your Next Vehicle
  5. Vehicle Delivered to Your Door

Ready to Apply? Click Here!

Whether you’ve already financed a vehicle and are looking to see if you qualify for refinancing at a lower interest rate, or if you’re a first-time bad credit car loan applicant, Auto Loan Solutions can help! Our Finance Managers are trained to handle all types of applications with credit challenges, and will work hard to get you the lowest interest rate possible.

Auto Loan Solutions has access to over 5000 new and used vehicles. If you’re ready for a new vehicle and a lower interest rate over time, apply with us today. Let us work with you to find a new reliable vehicle that meets all of your needs. If you’d like to trade in your vehicle, we have professional staff to appraise its value, which can then be used as a down payment towards the new vehicle (only vehicles with no outstanding liens are eligible).

Contact us today and one of our dedicated team members will be more than happy to assist you with your car loan refinancing questions. They will provide you with all the relevant information in order to make an informed decision regarding auto loan refinancing.

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The car came on time, just as they told us it would. The staff was very helpful and guided us through all the process, even offered help if we needed ...

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Ilse and Brian - October 15, 2021 -
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The experience with Ron and Rahu was really pleasant

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Adewunmi - November 11, 2021 -
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Nav was great from start to finish. Everything was smooth. He was above and beyond in finding me a great vehicle. Thanks to the whole team at autoloan...

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Denise - November 8, 2021 -
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Auto Loans Solutions has been good to deal with. Melissa and Ryan have been very patient and informative. The drivers Coscar and Victor were a pleasure to dea...

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Teresa - November 25, 2021 -
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I would like to thank Julian for taking the time going over the details with me. He took the time to explain stuff and worked on getting me a deal. He...

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Marcellus - September 27, 2021 -
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It was good experience with the representative. It was a smooth transitions and look forward to working with them again. I would highly recommend them...

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Wendy - November 21, 2021 -
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Great and friendly service as usual

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Gregory - November 3, 2021 -
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For my first experience buying a new car, Larissa and Meghan were amazing with finding me a nice one. Five star service

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Troy - December 2, 2021 -
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Alia as well as everyone else was great to deal with.

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Brady - September 20, 2021 -
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With my credit come low, you helped me all this time, I can't thank you with words. The way you answered all my questions that's fantastic. Thank you ...

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Tanvir - December 5, 2021 -
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Great job by professional. Thanks for the nice and clean car!

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Kenneth - October 18, 2021 -
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I've had the pleasure of dealing with Steve for 3 years and he has always helped me! Very quick and efficient with approvals and finding a car that wi...

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Mashawn & Rashead - October 21, 2021 -