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Bad Credit? Loan Denied? What Next?

Auto Loan Solutions provides Car Loans for people with Bad Credit, Good Credit, Bankruptcy, Consumer Proposals, New Immigrants, and more.

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The truth is, that many people with bad or no credit history may pay a higher than average interest rate for their car loan. Many feel locked into these loans, but there is a way to improve your circumstances over time.

First off, recognize an auto loan as a great tool to improve your credit. After 12 to 18 months, your credit score can improve, as long as you’re making your payments on time as well as all of your other bills and loans. To start, take a look at your budget, your debts and your income. Apply “15%” rule, if possible – that is, 15% of your income should go towards making car and insurance payments.

Once you’ve gained a better sense of your finances, you can proceed with your application to refinance for a new vehicle and interest rate. If you’re ready to apply and see how refinancing a vehicle can work for you, take a look at how our process works:

Refinance Your Your Vehicle in 5 Simple Steps:

  1. Contact Us
  2. We Do Full Vehicle Appraisal
  3. Work On Your Approval
  4. Select Your Next Vehicle
  5. Vehicle Delivered to Your Door

Ready to Apply? Click Here!

Whether you’ve already financed a vehicle and are looking to see if you qualify for refinancing at a lower interest rate, or if you’re a first-time bad credit car loan applicant, Auto Loan Solutions can help! Our Finance Managers are trained to handle all types of applications with credit challenges, and will work hard to get you the lowest interest rate possible.

Auto Loan Solutions has access to over 5000 new and used vehicles. If you’re ready for a new vehicle and a lower interest rate over time, apply with us today. Let us work with you to find a new reliable vehicle that meets all of your needs. If you’d like to trade in your vehicle, we have professional staff to appraise its value, which can then be used as a down payment towards the new vehicle (only vehicles with no outstanding liens are eligible).

Contact us today and one of our dedicated team members will be more than happy to assist you with your car loan refinancing questions. They will provide you with all the relevant information in order to make an informed decision regarding auto loan refinancing.

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Amazing service. I really appreciate the time and care Nav and Neville put into getting me this car. I am beyond happy. Yay!! Thank you Auto Loans Solutions!

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Melisa - August 16, 2021 -
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Everything was great, great service and great employees.

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Tyler - August 23, 2021 -
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Our experience with Auto Loans Solutions went great. It was easy and smooth talking with their staffs. They were all nice and the best thing is that our transact...

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Jamie - August 3, 2021 -
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Service at Auto Loans Solutions is always amazing. Been with them for a few years. Always reliable, honest and fast. Would recommend 100%. Alan was amazing! Alw...

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Diakiese - July 6, 2021 -
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I am a happy customer!

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Tonya - July 6, 2021 -
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Absolutely amazing. Thank you.

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Caitlin - August 4, 2021 -
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Sanjeev is amazing!! My second time purchasing through him. I highly recommend.

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Shelly - July 25, 2021 -
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It was nice speaking with Junior. He was very polite and helpful. He understood our situation and helped in a timely manner. Very professional. The de...

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Preston - August 30, 2021 -
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Thank you so much. Nate was helping me throughout the process and make it easy. I didn't even have to step outside of my house. Appreciate all your he...

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Jaspreet - September 2, 2021 -
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I made the right choice when I contacted Auto Loans Solutions. Easy, fast, reliable and home delivery my vehicle is perfect. Thank all of you guys that involved ...

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Virendrasinh - July 1, 2021 -
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Everything worked as planned! I am very happy.

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Nadia - September 10, 2021 -
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Awesome guy to deal with, on time, good personality and very professional

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Michael - July 14, 2021 -