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Bad Credit? Loan Denied? What Next?

Auto Loan Solutions provides Car Loans for people with Bad Credit, Good Credit, Bankruptcy, Consumer Proposals, New Immigrants, and more.

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The truth is, that many people with bad or no credit history may pay a higher than average interest rate for their car loan. Many feel locked into these loans, but there is a way to improve your circumstances over time.

First off, recognize an auto loan as a great tool to improve your credit. After 12 to 18 months, your credit score can improve, as long as you’re making your payments on time as well as all of your other bills and loans. To start, take a look at your budget, your debts and your income. Apply “15%” rule, if possible – that is, 15% of your income should go towards making car and insurance payments.

Once you’ve gained a better sense of your finances, you can proceed with your application to refinance for a new vehicle and interest rate. If you’re ready to apply and see how refinancing a vehicle can work for you, take a look at how our process works:

Refinance Your Your Vehicle in 5 Simple Steps:

  1. Contact Us
  2. We Do Full Vehicle Appraisal
  3. Work On Your Approval
  4. Select Your Next Vehicle
  5. Vehicle Delivered to Your Door

Ready to Apply? Click Here!

Whether you’ve already financed a vehicle and are looking to see if you qualify for refinancing at a lower interest rate, or if you’re a first-time bad credit car loan applicant, Auto Loan Solutions can help! Our Finance Managers are trained to handle all types of applications with credit challenges, and will work hard to get you the lowest interest rate possible.

Auto Loan Solutions has access to over 5000 new and used vehicles. If you’re ready for a new vehicle and a lower interest rate over time, apply with us today. Let us work with you to find a new reliable vehicle that meets all of your needs. If you’d like to trade in your vehicle, we have professional staff to appraise its value, which can then be used as a down payment towards the new vehicle (only vehicles with no outstanding liens are eligible).

Contact us today and one of our dedicated team members will be more than happy to assist you with your car loan refinancing questions. They will provide you with all the relevant information in order to make an informed decision regarding auto loan refinancing.

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What an easy way to buy a car! My initial contact was Gina she took my info and processed everything. Then I dealt with Jess and she confirmed info ...

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Mary Ellen Churchill - June 13th, 2017 - Ramara, ON
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The process and service was {great} and the staff was resourceful and helpful. Thank you.

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Amandeep A - May 16th, 2017 - Windsor, Ontario
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Sunny has made the experience easy and enjoyable.

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Justin M - June 15, 2017 - Niagara Falls, ON
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It was great.

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Robert D - July 2nd, 2017 - Oshawa, ON
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Very nice guy and helpful. Could be a little more specific with the number but other than that, very pleasant and nice to talk to. Would recommend him...

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Ryan C - June 29th, 2017 - Kitchener, ON
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Everything was great, very happy. Thanks for going the extra mile for me and my brother.

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Chris A - June 16 2017 - Belleville, ON
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Everything was to my satisfaction!

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Nancy C - May 12th, 2017 - Chatham, ON
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Great service, fast and friendly, people are always available at a moments notice. Very happy with service. 5 Stars!

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Robert M - June 27th, 2017 - Scarborough, ON
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OMG...what can I say other than "you guys rock!" Within two hours of applying online, I was buying a car. These guys work fast and keep you informed e...

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Theresa N - June 28th, 2017 - Longlac, ON
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Ron was great at contacting me on a daily basis. He looked for the perfect fit for me. Thank you, I love my new ride.

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Ronald W - July 1st, 2017 - Courtland, ON
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Sunny did a great job. Very good service.

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Greg H - June 30th, 2017 - West Lord, ON
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The car is great and the delivery man was very nice and professional. Chase did a great job finding us a car at a great price and rate.

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Kathleen O - Jun 26th, 2017 - Peterborough, ON