Auto Loan Solutions provides Car Loans for people with Bad Credit, Good Credit, Bankruptcy, Consumer Proposals, New Immigrants, and more.
The truth is, that many people with bad or no credit history may pay a higher than average interest rate for their car loan. Many feel locked into these loans, but there is a way to improve your circumstances over time.
First off, recognize an auto loan as a great tool to improve your credit. After 12 to 18 months, your credit score can improve, as long as you’re making your payments on time as well as all of your other bills and loans. To start, take a look at your budget, your debts and your income. Apply “15%” rule, if possible – that is, 15% of your income should go towards making car and insurance payments.
Once you’ve gained a better sense of your finances, you can proceed with your application to refinance for a new vehicle and interest rate. If you’re ready to apply and see how refinancing a vehicle can work for you, take a look at how our process works:
Ready to Apply? Click Here!
Whether you’ve already financed a vehicle and are looking to see if you qualify for refinancing at a lower interest rate, or if you’re a first-time bad credit car loan applicant, Auto Loan Solutions can help! Our Finance Managers are trained to handle all types of applications with credit challenges, and will work hard to get you the lowest interest rate possible.
Auto Loan Solutions has access to over 5000 new and used vehicles. If you’re ready for a new vehicle and a lower interest rate over time, apply with us today. Let us work with you to find a new reliable vehicle that meets all of your needs. If you’d like to trade in your vehicle, we have professional staff to appraise its value, which can then be used as a down payment towards the new vehicle (only vehicles with no outstanding liens are eligible).
Contact us today and one of our dedicated team members will be more than happy to assist you with your car loan refinancing questions. They will provide you with all the relevant information in order to make an informed decision regarding auto loan refinancing.
Very easy to deal with. Made things very easy and not stressful!
This is my first experience inquiring about a new car. I was comfortable to talk to Auto Loans Solutions (Everyone was so patient and understanding with me). I w...
Thank you for making a difficult situation workable. I appreciate all the help and accommodation that were made to get me a new vehicle.
It's great. I am so happy for having a car again.
Superb service. Five Star! I was a bit skeptical buy Sanjeev made the process nice and smooth. I definitely would recommend him and his staff. Driver ...
Other than selling the car I really wanted, everything was great.
The process was very perfect
Auto Loans Solutions has been great. I am so happy that you were able to work with my credit and get me a car. You went above and beyond to get me the rental ...
Service was very helpful and good!
Dylan was a joy to work with getting my 2018 Nissan Murano. He is courteous, knowledgeable and thoughtful. I will definitely refer my friends and fami...
Everything was perfect 🙂
This is my 2nd vehicle through Auto Loans Solutions and Sanjeev. You guys are amazing professionals. Efficient and very friendly. Plan to be a loyal customer ...