Apply Now

Bad Credit? Loan Denied? What Next?

Auto Loan Solutions provides Car Loans for people with Bad Credit, Good Credit, Bankruptcy, Consumer Proposals, New Immigrants, and more.

Apply Now

The truth is, that many people with bad or no credit history may pay a higher than average interest rate for their car loan. Many feel locked into these loans, but there is a way to improve your circumstances over time.

First off, recognize an auto loan as a great tool to improve your credit. After 12 to 18 months, your credit score can improve, as long as you’re making your payments on time as well as all of your other bills and loans. To start, take a look at your budget, your debts and your income. Apply “15%” rule, if possible – that is, 15% of your income should go towards making car and insurance payments.

Once you’ve gained a better sense of your finances, you can proceed with your application to refinance for a new vehicle and interest rate. If you’re ready to apply and see how refinancing a vehicle can work for you, take a look at how our process works:

Refinance Your Your Vehicle in 5 Simple Steps:

  1. Contact Us
  2. We Do Full Vehicle Appraisal
  3. Work On Your Approval
  4. Select Your Next Vehicle
  5. Vehicle Delivered to Your Door

Ready to Apply? Click Here!

Whether you’ve already financed a vehicle and are looking to see if you qualify for refinancing at a lower interest rate, or if you’re a first-time bad credit car loan applicant, Auto Loan Solutions can help! Our Finance Managers are trained to handle all types of applications with credit challenges, and will work hard to get you the lowest interest rate possible.

Auto Loan Solutions has access to over 5000 new and used vehicles. If you’re ready for a new vehicle and a lower interest rate over time, apply with us today. Let us work with you to find a new reliable vehicle that meets all of your needs. If you’d like to trade in your vehicle, we have professional staff to appraise its value, which can then be used as a down payment towards the new vehicle (only vehicles with no outstanding liens are eligible).

Contact us today and one of our dedicated team members will be more than happy to assist you with your car loan refinancing questions. They will provide you with all the relevant information in order to make an informed decision regarding auto loan refinancing.

trust-auto-loan-solutions

Quote

Amazing service! Would definitely recommend!

Quote
Denise B - March 4th, 2018 - Sudbury, ON
Quote

I think overall the experience is good, you were very helpful and understanding. Where there is some room for improvement is after I agreed on getting...

Quote
Orlando A - March 9th, 2018 - Kanata, ON
Quote

Everything was good.

Quote
Andrew H - March 1st, 2018 - Oshweken, ON
Quote

No complaints, great service.

Quote
Morley B - March 6th, 2018 - Peterborough, ON
Quote

Harvey made buying my car so easy. He understood my situation and where I was coming from financially and personally. I love my new car. Would highly ...

Quote
Valerie - February 28th, 2018 - Toronto, ON
Quote

Great service, would definitely recommend. Very friendly.

Quote
Varun J - March 10th, 2018 - Leamington, ON
Quote

Great salesman, great job. Thank you.

Quote
Rory B - March 2nd, 2018 - Coniston, ON
Quote

I really love the van. I was very impressed when it finally arrived. Going to take time to get used to. Also grateful with the staff and all their hel...

Quote
Sharon H - March 3rd, 2018 - Cambridge, ON
Quote

Recommend Hawkins Wesley. Friendly service. Highly recommended.

Quote
John and Vivian - May 16th, 2018 -
Quote

You guys were a big help for my family because we needed something good for traveling for my girlfriend to Timmins hospital. Jason and Richard were gr...

Quote
Dwight - March 7th, 2018 - Toronto, ON
Quote

Ron was very friendly / courteous / great customer service skills and he helped me a lot. He answered any questions that I had to help me with getting...

Quote
Rosemarie - April 13th, 2018 -
Quote

The guys that brought the car are very professional and courteous. I appreciate them coming so late.

Quote
Gregory - April 30th, 2018 -