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Bad Credit? Loan Denied? What Next?

Auto Loan Solutions provides Car Loans for people with Bad Credit, Good Credit, Bankruptcy, Consumer Proposals, New Immigrants, and more.

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The truth is, that many people with bad or no credit history may pay a higher than average interest rate for their car loan. Many feel locked into these loans, but there is a way to improve your circumstances over time.

First off, recognize an auto loan as a great tool to improve your credit. After 12 to 18 months, your credit score can improve, as long as you’re making your payments on time as well as all of your other bills and loans. To start, take a look at your budget, your debts and your income. Apply “15%” rule, if possible – that is, 15% of your income should go towards making car and insurance payments.

Once you’ve gained a better sense of your finances, you can proceed with your application to refinance for a new vehicle and interest rate. If you’re ready to apply and see how refinancing a vehicle can work for you, take a look at how our process works:

Refinance Your Your Vehicle in 5 Simple Steps:

  1. Contact Us
  2. We Do Full Vehicle Appraisal
  3. Work On Your Approval
  4. Select Your Next Vehicle
  5. Vehicle Delivered to Your Door

Ready to Apply? Click Here!

Whether you’ve already financed a vehicle and are looking to see if you qualify for refinancing at a lower interest rate, or if you’re a first-time bad credit car loan applicant, Auto Loan Solutions can help! Our Finance Managers are trained to handle all types of applications with credit challenges, and will work hard to get you the lowest interest rate possible.

Auto Loan Solutions has access to over 5000 new and used vehicles. If you’re ready for a new vehicle and a lower interest rate over time, apply with us today. Let us work with you to find a new reliable vehicle that meets all of your needs. If you’d like to trade in your vehicle, we have professional staff to appraise its value, which can then be used as a down payment towards the new vehicle (only vehicles with no outstanding liens are eligible).

Contact us today and one of our dedicated team members will be more than happy to assist you with your car loan refinancing questions. They will provide you with all the relevant information in order to make an informed decision regarding auto loan refinancing.

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This whole experience was great, a couple hiccups on my end but everyone was patient with me, would recommend to everyone who needs a car

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Kiana - April 12, 2022 -
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Everything was good and I am happy

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Osei - May 21, 2022 -
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Jason and his team were so helpful. It's greatly appreciated! The deal went through, quickly and awesome! Thank you so much

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Beverly - March 14, 2022 -
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Excellent service. Hassle free. Keeps in touch at all time with me

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Maria - April 20, 2022 -
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I am satisfied because I got what I asked. Agent was awesome and patient.

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Nadege - Apirl 5, 2022 -
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I am very happy with excellent service I have recovered. Everyone that I have dealt with ahs been very friendly and very enjoyable to deal with. Thank...

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Kelly - March 29, 2022 -
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Excellent, thank you!

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Alejandro - May 20, 2022 -
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Robert gave me the best experience ever. It was so amazing and he made the transaction so smooth. He gave me hopes of me having my car and insurance r...

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Sandra - May 3, 2022 -
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Very happy with car delivery. Very kind man!

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Lesile & Sharon - June 12, 2022 -
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Quick and friendly agent, helpful. They find the car we was looking for and the monthly payment is cheaper.

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Istvan - March 22, 2022 -
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Second vehicle purchased through Auto Loans Solutions. They made it easy to get into my new truck. I am thankful for all the effort from the team that making ...

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Mackenzie - May 13, 2022 -
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Very thorough and helpful. Very honest and great communication

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Ashley - April 17, 2022 -