Auto Loan Solutions provides Car Loans for people with Bad Credit, Good Credit, Bankruptcy, Consumer Proposals, New Immigrants, and more.
The truth is, that many people with bad or no credit history may pay a higher than average interest rate for their car loan. Many feel locked into these loans, but there is a way to improve your circumstances over time.
First off, recognize an auto loan as a great tool to improve your credit. After 12 to 18 months, your credit score can improve, as long as you’re making your payments on time as well as all of your other bills and loans. To start, take a look at your budget, your debts and your income. Apply “15%” rule, if possible – that is, 15% of your income should go towards making car and insurance payments.
Once you’ve gained a better sense of your finances, you can proceed with your application to refinance for a new vehicle and interest rate. If you’re ready to apply and see how refinancing a vehicle can work for you, take a look at how our process works:
Ready to Apply? Click Here!
Whether you’ve already financed a vehicle and are looking to see if you qualify for refinancing at a lower interest rate, or if you’re a first-time bad credit car loan applicant, Auto Loan Solutions can help! Our Finance Managers are trained to handle all types of applications with credit challenges, and will work hard to get you the lowest interest rate possible.
Auto Loan Solutions has access to over 5000 new and used vehicles. If you’re ready for a new vehicle and a lower interest rate over time, apply with us today. Let us work with you to find a new reliable vehicle that meets all of your needs. If you’d like to trade in your vehicle, we have professional staff to appraise its value, which can then be used as a down payment towards the new vehicle (only vehicles with no outstanding liens are eligible).
Contact us today and one of our dedicated team members will be more than happy to assist you with your car loan refinancing questions. They will provide you with all the relevant information in order to make an informed decision regarding auto loan refinancing.
Honest, kind, polite.
Friendly. Quick service. Right car choice. Straight forward.
You are all awesome!! Thank you!
Nicole was very helpful. I couldn't have asked for better. I will buy my next car from her for sure.
I would have to say first I didn't really want to do this, but I did and the experience was very good, I will tell everyone about Auto Loans.
Car has come on time, very satisfied with everything. Thank you!
All was excellent. Very happy with the process.
Shiva did an amazing job in making my first car an easy accomplishment.Jamie's customer server was on point and is well appreciated.
It was a pleasure dealing with Tim during my purchase process. He was very on point with everything and helpful. Frank was also great and worked hard ...
It's been a great experience with Jason, Frank and the delivery driver. Everything was done smoothly and I have confidence that everyone will go well ...
Sanjeev and Nazim did an amazing job! They were both patient, knowledgeable and I really felt as if they were doing the best they could for me. Thank ...
Could not have had a more pleasant time purchasing a car. Exactly everything I could have wanted was given without any delay. Valerie you are a awesom...