Auto Loan Solutions provides Car Loans for people with Bad Credit, Good Credit, Bankruptcy, Consumer Proposals, New Immigrants, and more.
The truth is, that many people with bad or no credit history may pay a higher than average interest rate for their car loan. Many feel locked into these loans, but there is a way to improve your circumstances over time.
First off, recognize an auto loan as a great tool to improve your credit. After 12 to 18 months, your credit score can improve, as long as you’re making your payments on time as well as all of your other bills and loans. To start, take a look at your budget, your debts and your income. Apply “15%” rule, if possible – that is, 15% of your income should go towards making car and insurance payments.
Once you’ve gained a better sense of your finances, you can proceed with your application to refinance for a new vehicle and interest rate. If you’re ready to apply and see how refinancing a vehicle can work for you, take a look at how our process works:
Ready to Apply? Click Here!
Whether you’ve already financed a vehicle and are looking to see if you qualify for refinancing at a lower interest rate, or if you’re a first-time bad credit car loan applicant, Auto Loan Solutions can help! Our Finance Managers are trained to handle all types of applications with credit challenges, and will work hard to get you the lowest interest rate possible.
Auto Loan Solutions has access to over 5000 new and used vehicles. If you’re ready for a new vehicle and a lower interest rate over time, apply with us today. Let us work with you to find a new reliable vehicle that meets all of your needs. If you’d like to trade in your vehicle, we have professional staff to appraise its value, which can then be used as a down payment towards the new vehicle (only vehicles with no outstanding liens are eligible).
Contact us today and one of our dedicated team members will be more than happy to assist you with your car loan refinancing questions. They will provide you with all the relevant information in order to make an informed decision regarding auto loan refinancing.
Frank and the team provided me with exceptional customer service. They went above and beyond.
Alia is so helpful. She knows what she was doing and is amazing at her job. She is a people person! Ryan was also so helpful and they both listen to y...
Sasha was very very helpful in the whole process of finding the right car for me. I will for sure refer her to friends and family of mine. It was very...
Thank you so much for making this happen. I know I gave you a tough order, but as usual, it came through again
Sasha was amazing helped me get my truck that I've wanted for 2 years and kept me updated on everything happening. Thank you Sasha
Shawn worked very hard to get us the best deal possible. He was very pleasant to talk to and made sure we knew what was going on every step of the way...
Service was excellent and very professional. Handled in a timely manner
Thank you so much Mr. Helmut and Mr. Ryan for giving me this opportunity. It helps me so much to get to work and also would help me to build my credit...
I had the best experience, would definitely recommend to others this easy and convenient service. Responded quickly to all my questions and requiremen...
The driver that brought my car was nice and helpful
Everything went smooth, car was dropped off. Driver was very pleasant and explained everything to me. I love the car.
Excellent service. Everything was explained well. Went beyond expectations.