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Bad Credit? Loan Denied? What Next?

Auto Loan Solutions provides Car Loans for people with Bad Credit, Good Credit, Bankruptcy, Consumer Proposals, New Immigrants, and more.

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The truth is, that many people with bad or no credit history may pay a higher than average interest rate for their car loan. Many feel locked into these loans, but there is a way to improve your circumstances over time.

First off, recognize an auto loan as a great tool to improve your credit. After 12 to 18 months, your credit score can improve, as long as you’re making your payments on time as well as all of your other bills and loans. To start, take a look at your budget, your debts and your income. Apply “15%” rule, if possible – that is, 15% of your income should go towards making car and insurance payments.

Once you’ve gained a better sense of your finances, you can proceed with your application to refinance for a new vehicle and interest rate. If you’re ready to apply and see how refinancing a vehicle can work for you, take a look at how our process works:

Refinance Your Your Vehicle in 5 Simple Steps:

  1. Contact Us
  2. We Do Full Vehicle Appraisal
  3. Work On Your Approval
  4. Select Your Next Vehicle
  5. Vehicle Delivered to Your Door

Ready to Apply? Click Here!

Whether you’ve already financed a vehicle and are looking to see if you qualify for refinancing at a lower interest rate, or if you’re a first-time bad credit car loan applicant, Auto Loan Solutions can help! Our Finance Managers are trained to handle all types of applications with credit challenges, and will work hard to get you the lowest interest rate possible.

Auto Loan Solutions has access to over 5000 new and used vehicles. If you’re ready for a new vehicle and a lower interest rate over time, apply with us today. Let us work with you to find a new reliable vehicle that meets all of your needs. If you’d like to trade in your vehicle, we have professional staff to appraise its value, which can then be used as a down payment towards the new vehicle (only vehicles with no outstanding liens are eligible).

Contact us today and one of our dedicated team members will be more than happy to assist you with your car loan refinancing questions. They will provide you with all the relevant information in order to make an informed decision regarding auto loan refinancing.

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Process was fast, convenient. Did not have to worry about the process as everything was taken care of for me. Great experience and friendly staff.

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Ian - April 23rd, 2018 -
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Everything went great and fast. Love it.

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Jorge - March 22nd, 2018 -
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Very good. Did what was asked.

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David - June 11th, 2018 -
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The guys that brought the car are very professional and courteous. I appreciate them coming so late.

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Gregory - March 11th, 2018 -
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Very satisfied with the delivery and customer service. Great overall experience with the loan officer and everyone involved. Very pleasant staff.

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Anwar - May 31st, 2018 -
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My experience with the company was nothing short of amazing. I wasn't sure what to expect when I got my first phone call but I was tried very well and...

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Ruth - June 13th, 2018 -
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You guys all rock, best experience I've had. The delivery guy was really cool and walked me through the truck. 10/10 all the way. Harvey you sir I am ...

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Ralph - June 1st, 2018 -
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Great customer service. Loved your service. Got the car on time.

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Kiran - June 12th, 2018 -
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From start to finish my experience couldn't have gone any smoother. Arden was awesome to work with throughout the process. I would gladly recommend yo...

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Jeremy - May 13th, 2018 -
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My server was really good. Kept in contact with us at all times. He had a lot of patience with us. I would strongly recommend if I ever purchased anot...

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Cherie and Anthony - March 12th, 2018 -
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Awesome service. Excellent driver. Friendly + helpful

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Joyce - June 3rd, 2018 -
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Everything was good and fast.

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Christopher - March 25th, 2018 -