Auto Loan Solutions provides Car Loans for people with Bad Credit, Good Credit, Bankruptcy, Consumer Proposals, New Immigrants, and more.
The truth is, that many people with bad or no credit history may pay a higher than average interest rate for their car loan. Many feel locked into these loans, but there is a way to improve your circumstances over time.
First off, recognize an auto loan as a great tool to improve your credit. After 12 to 18 months, your credit score can improve, as long as you’re making your payments on time as well as all of your other bills and loans. To start, take a look at your budget, your debts and your income. Apply “15%” rule, if possible – that is, 15% of your income should go towards making car and insurance payments.
Once you’ve gained a better sense of your finances, you can proceed with your application to refinance for a new vehicle and interest rate. If you’re ready to apply and see how refinancing a vehicle can work for you, take a look at how our process works:
Ready to Apply? Click Here!
Whether you’ve already financed a vehicle and are looking to see if you qualify for refinancing at a lower interest rate, or if you’re a first-time bad credit car loan applicant, Auto Loan Solutions can help! Our Finance Managers are trained to handle all types of applications with credit challenges, and will work hard to get you the lowest interest rate possible.
Auto Loan Solutions has access to over 5000 new and used vehicles. If you’re ready for a new vehicle and a lower interest rate over time, apply with us today. Let us work with you to find a new reliable vehicle that meets all of your needs. If you’d like to trade in your vehicle, we have professional staff to appraise its value, which can then be used as a down payment towards the new vehicle (only vehicles with no outstanding liens are eligible).
Contact us today and one of our dedicated team members will be more than happy to assist you with your car loan refinancing questions. They will provide you with all the relevant information in order to make an informed decision regarding auto loan refinancing.
Great service and great people to work with
Sasha and Neville worked their butts off for me. I appreciate their patience. The car looks great. It was delivered in good shape with a full tank of ...
Ken and Nadire were wonderful to deal with, on time and explained everything we signed.
Service was awesome. I was really surprised and happy about how fast the process went. The delivery and test drive was awesome as well. Definitely wou...
Thanks to Auto Loans Solutions, I am able to get a car even though I had some complications. The services was exceptional and I am satisfied.
They did amazing at using the timeline given after my car was stolen. This was a seamless transaction. Very happy and thank you for getting me exactly...
Very pleased with your service, on time and easy to deal with. Happy customer!
Sanjeev was honest, transparent and worked hard to get a deal done.
Alia, Ryan and Xszolt is what I called a"super team"! Thank you guys a million. Your level of professionalism is unmatched. Thanks for your help!
Everything went smoothly. Jeremy is excellent and I will make sure I recommend him to others
The whole team was fantastic and easy to deal with. Thanks to Adriano, Frank and Farhan for all of your help!
This process was handled professionally, an almost impossible situation, Sanjeev and Frank worked magic and got us the result we wanted. I would highl...