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Bad Credit? Loan Denied? What Next?

Auto Loan Solutions provides Car Loans for people with Bad Credit, Good Credit, Bankruptcy, Consumer Proposals, New Immigrants, and more.

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The truth is, that many people with bad or no credit history may pay a higher than average interest rate for their car loan. Many feel locked into these loans, but there is a way to improve your circumstances over time.

First off, recognize an auto loan as a great tool to improve your credit. After 12 to 18 months, your credit score can improve, as long as you’re making your payments on time as well as all of your other bills and loans. To start, take a look at your budget, your debts and your income. Apply “15%” rule, if possible – that is, 15% of your income should go towards making car and insurance payments.

Once you’ve gained a better sense of your finances, you can proceed with your application to refinance for a new vehicle and interest rate. If you’re ready to apply and see how refinancing a vehicle can work for you, take a look at how our process works:

Refinance Your Your Vehicle in 5 Simple Steps:

  1. Contact Us
  2. We Do Full Vehicle Appraisal
  3. Work On Your Approval
  4. Select Your Next Vehicle
  5. Vehicle Delivered to Your Door

Ready to Apply? Click Here!

Whether you’ve already financed a vehicle and are looking to see if you qualify for refinancing at a lower interest rate, or if you’re a first-time bad credit car loan applicant, Auto Loan Solutions can help! Our Finance Managers are trained to handle all types of applications with credit challenges, and will work hard to get you the lowest interest rate possible.

Auto Loan Solutions has access to over 5000 new and used vehicles. If you’re ready for a new vehicle and a lower interest rate over time, apply with us today. Let us work with you to find a new reliable vehicle that meets all of your needs. If you’d like to trade in your vehicle, we have professional staff to appraise its value, which can then be used as a down payment towards the new vehicle (only vehicles with no outstanding liens are eligible).

Contact us today and one of our dedicated team members will be more than happy to assist you with your car loan refinancing questions. They will provide you with all the relevant information in order to make an informed decision regarding auto loan refinancing.

trust-auto-loan-solutions

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Great service from Sanjeev and Richard the delivery man. Always recommend Auto Loan Solutions to friends and family.

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Tyler G - August 30th, 2017 - Toronto, ON
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Thank you both to Sasha as well as Auto Loan Solutions as a whole. Your help has been more than perfect. Could not have asked for a better buying expe...

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Chelsea D - September 22nd, 2017 - Berkley, ON
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Overall experience was very well. Nicole and Ryan were both informative with the purchasing of the vehicle. They genuinely cared about me and my situa...

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Jason R - September 13th, 2017 - Leamington, ON
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The service was great and things {were} explained in a good way. Thanks.

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Mary - September 5th, 2017 - Toronto, ON
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Overall, {the} experience was great. Anna was very efficient and helpful. Would recommend her anytime.

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Imelda/Steven W - September 3rd, 2017 - Brighton, ON
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I'm very satisfied with the service. Richard delivered the car, {and} explained everything to me until I was satisfied. Ashley & Ryan got me into a ca...

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Viktoria B - September 14th, 2017 - Toronto, ON
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Great service and thanks for the new car - you guys are the best!

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Justin G - August 10th, 2017 - Whitby, ON
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Amazing customer service. Justin and Ryan went beyond my expectations. Christine and the drivers delivered on time and with a great attitude. Will do ...

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Oscar G - September 1st, 2017 - Toronto, ON
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I am very pleased with how my purchase went with your company. I plan to recommend you to anyone who asks. The delivery was awesome. Thank you for you...

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Mark/Sharon S - September 7th, 2017 - Clinton, ON
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Varun was very helpful and pleasant to talk to.

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Amanda P - September 25th, 2017 - Fort Erie, ON
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The service I received was amazing, would recommend Auto Loan Solutions to everyone.

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Cory T - September 17th, 2017 - Guelph, ON
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Very helpful.

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Mavis - September 16th, 2017 - Toronto, ON