Auto Loan Solutions provides Car Loans for people with Bad Credit, Good Credit, Bankruptcy, Consumer Proposals, New Immigrants, and more.
The truth is, that many people with bad or no credit history may pay a higher than average interest rate for their car loan. Many feel locked into these loans, but there is a way to improve your circumstances over time.
First off, recognize an auto loan as a great tool to improve your credit. After 12 to 18 months, your credit score can improve, as long as you’re making your payments on time as well as all of your other bills and loans. To start, take a look at your budget, your debts and your income. Apply “15%” rule, if possible – that is, 15% of your income should go towards making car and insurance payments.
Once you’ve gained a better sense of your finances, you can proceed with your application to refinance for a new vehicle and interest rate. If you’re ready to apply and see how refinancing a vehicle can work for you, take a look at how our process works:
Ready to Apply? Click Here!
Whether you’ve already financed a vehicle and are looking to see if you qualify for refinancing at a lower interest rate, or if you’re a first-time bad credit car loan applicant, Auto Loan Solutions can help! Our Finance Managers are trained to handle all types of applications with credit challenges, and will work hard to get you the lowest interest rate possible.
Auto Loan Solutions has access to over 5000 new and used vehicles. If you’re ready for a new vehicle and a lower interest rate over time, apply with us today. Let us work with you to find a new reliable vehicle that meets all of your needs. If you’d like to trade in your vehicle, we have professional staff to appraise its value, which can then be used as a down payment towards the new vehicle (only vehicles with no outstanding liens are eligible).
Contact us today and one of our dedicated team members will be more than happy to assist you with your car loan refinancing questions. They will provide you with all the relevant information in order to make an informed decision regarding auto loan refinancing.
After contacting Auto Loans Solutions with a potential car I wanted to buy, Frank Lamberti from Auto Loans Solutions investigated and confirmed that the potential truck was...
From day 1 speaking with Sasha, she made me feel very comfortable the way business was conducted.
Great experience and very friendly. Delivery driver was great!
Auto Loans Solutions went above & beyond. Valerie was truly helpful and very trustworthy.
Great service, friendly people. I would recommend this to anybody I know. Thank you so much Helmut for all your help and thank you Farhan for bringing...
Great customer service. They did above and beyond to help me to get a car
Jeff was amazing. He went over and above to help me out! Our car purchase experience was awesome!!
I am happy with the sales people. Thank you
Very great service, nice car!
Thank you so much Jeremy for all of your help!! The process felt painless with you helping us.
Everything was great from start to pickup.
Illy was a great help throughout this process, always helping to answer my questions!! Wouldn't want to deal with anyone else. Thank you Illyanna. Sin...