Auto Loan Solutions provides Car Loans for people with Bad Credit, Good Credit, Bankruptcy, Consumer Proposals, New Immigrants, and more.
The truth is, that many people with bad or no credit history may pay a higher than average interest rate for their car loan. Many feel locked into these loans, but there is a way to improve your circumstances over time.
First off, recognize an auto loan as a great tool to improve your credit. After 12 to 18 months, your credit score can improve, as long as you’re making your payments on time as well as all of your other bills and loans. To start, take a look at your budget, your debts and your income. Apply “15%” rule, if possible – that is, 15% of your income should go towards making car and insurance payments.
Once you’ve gained a better sense of your finances, you can proceed with your application to refinance for a new vehicle and interest rate. If you’re ready to apply and see how refinancing a vehicle can work for you, take a look at how our process works:
Ready to Apply? Click Here!
Whether you’ve already financed a vehicle and are looking to see if you qualify for refinancing at a lower interest rate, or if you’re a first-time bad credit car loan applicant, Auto Loan Solutions can help! Our Finance Managers are trained to handle all types of applications with credit challenges, and will work hard to get you the lowest interest rate possible.
Auto Loan Solutions has access to over 5000 new and used vehicles. If you’re ready for a new vehicle and a lower interest rate over time, apply with us today. Let us work with you to find a new reliable vehicle that meets all of your needs. If you’d like to trade in your vehicle, we have professional staff to appraise its value, which can then be used as a down payment towards the new vehicle (only vehicles with no outstanding liens are eligible).
Contact us today and one of our dedicated team members will be more than happy to assist you with your car loan refinancing questions. They will provide you with all the relevant information in order to make an informed decision regarding auto loan refinancing.
Steven was very patient and helping me into a vehicle. Very pleasant and kind in everything. He's done for me. Five stars.
My finance manager was really nice and hard working, always answers our question.
Alia has been very helpful going out of way for customer satisfaction and also she is always there when I need questions to be answered. I would defin...
From the beginning, the experience was with ease and without pressure. Everyone I dealt with was kind and knowledgeable.
Both Frank and Steve provided exceptional services and very informative throughout the process. Looking forward to fulfilling future business.
With my first online experience purchasing a vehicle, you made it easy for me to feel comfortable. Thank you Megan for all of the work that you put in...
Shaun and Vivian were amazing. Very attentive and fast. Got me the best interest rate considering my credit. Will be back. Thank you
Tristan was excellent and very professional. Thank you so much for you service.
I am happy and satisfied with the service from the loan application to the car delivery. Simply the best
Amazing! Both Jordan and Nathan did so much. Great guys. Jordan went above and beyond. Delivery driver "Christine" was so nice. We sent for a test dri...
Delivery was very good, on time and professional. Brian and Nathan are just simply the best. They went above and beyond for me to get my first car. Th...
Awesome. 5 stars. 😉