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Bad Credit? Loan Denied? What Next?

Auto Loan Solutions provides Car Loans for people with Bad Credit, Good Credit, Bankruptcy, Consumer Proposals, New Immigrants, and more.

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The truth is, that many people with bad or no credit history may pay a higher than average interest rate for their car loan. Many feel locked into these loans, but there is a way to improve your circumstances over time.

First off, recognize an auto loan as a great tool to improve your credit. After 12 to 18 months, your credit score can improve, as long as you’re making your payments on time as well as all of your other bills and loans. To start, take a look at your budget, your debts and your income. Apply “15%” rule, if possible – that is, 15% of your income should go towards making car and insurance payments.

Once you’ve gained a better sense of your finances, you can proceed with your application to refinance for a new vehicle and interest rate. If you’re ready to apply and see how refinancing a vehicle can work for you, take a look at how our process works:

Refinance Your Your Vehicle in 5 Simple Steps:

  1. Contact Us
  2. We Do Full Vehicle Appraisal
  3. Work On Your Approval
  4. Select Your Next Vehicle
  5. Vehicle Delivered to Your Door

Ready to Apply? Click Here!

Whether you’ve already financed a vehicle and are looking to see if you qualify for refinancing at a lower interest rate, or if you’re a first-time bad credit car loan applicant, Auto Loan Solutions can help! Our Finance Managers are trained to handle all types of applications with credit challenges, and will work hard to get you the lowest interest rate possible.

Auto Loan Solutions has access to over 5000 new and used vehicles. If you’re ready for a new vehicle and a lower interest rate over time, apply with us today. Let us work with you to find a new reliable vehicle that meets all of your needs. If you’d like to trade in your vehicle, we have professional staff to appraise its value, which can then be used as a down payment towards the new vehicle (only vehicles with no outstanding liens are eligible).

Contact us today and one of our dedicated team members will be more than happy to assist you with your car loan refinancing questions. They will provide you with all the relevant information in order to make an informed decision regarding auto loan refinancing.

trust-auto-loan-solutions

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Overall experience was very well. Nicole and Ryan were both informative with the purchasing of the vehicle. They genuinely cared about me and my situa...

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Jason R - September 13th, 2017 - Leamington, ON
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The staff was very friendly and helpful, and helped me find the right car. May did a really good job at helping us get approved for this car loan. Ove...

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Brittany - September 18th, 2017 - Toronto, ON
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Thank you so much for all your help, everything you have done. It's been so much work and it was on exact timing like promised. Loved the service.

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Vithuran - September 30th, 2017 - Toronto, ON
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I found my experience to be fast, convenient and [will] recommend your business to anybody needing a car. I also like that next year I can call you ag...

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Angela P - October 2nd, 2017 - Minden, ON
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I couldn't be happier with Auto Loan Solutions. Less than a week from start to finish with the car being delivered right to my door.

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Amber R - October 7th, 2017 - Arnprior, ON
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Ron is a very kind man and understanding on the need of make/model I required. I recommend Richard Chan as a good driver and understanding also and pa...

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Sophia - November 2nd, 2017 - Toronto, ON
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Your service was excellent and helpful. Thank you.

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Jessica H - August 27th, 2017 - Chatham, ON
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I am very pleased with how my purchase went with your company. I plan to recommend you to anyone who asks. The delivery was awesome. Thank you for you...

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Mark/Sharon S - September 7th, 2017 - Clinton, ON
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Everything was good, thanks.

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Shannon - September 10th, 2017 - Toronto, ON
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Arden was a very nice financial help. He was nice and very easy to deal with. I'm so glad and very happy to have my car, I really like it! Richard - t...

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Imelda L - November 11th, 2017 - Scarborough, ON
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Richard delivered the car with the most respect and professionalism. The car is in beautiful shape, runs great, and Richard dealt with me very respect...

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Wyne O - September 24th, 2017 - Ottawa, ON
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Dwayne here. Cody Decastro, it was truly a pleasure dealing with you. You're truly honest and great. Thomas and Tiana were pleasant. Thank you so much...

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Dwayne J - November 6th, 2017 - Renfrew, ON