Apply Now

Bad Credit? Loan Denied? What Next?

Auto Loan Solutions provides Car Loans for people with Bad Credit, Good Credit, Bankruptcy, Consumer Proposals, New Immigrants, and more.

Apply Now

The truth is, that many people with bad or no credit history may pay a higher than average interest rate for their car loan. Many feel locked into these loans, but there is a way to improve your circumstances over time.

First off, recognize an auto loan as a great tool to improve your credit. After 12 to 18 months, your credit score can improve, as long as you’re making your payments on time as well as all of your other bills and loans. To start, take a look at your budget, your debts and your income. Apply “15%” rule, if possible – that is, 15% of your income should go towards making car and insurance payments.

Once you’ve gained a better sense of your finances, you can proceed with your application to refinance for a new vehicle and interest rate. If you’re ready to apply and see how refinancing a vehicle can work for you, take a look at how our process works:

Refinance Your Your Vehicle in 5 Simple Steps:

  1. Contact Us
  2. We Do Full Vehicle Appraisal
  3. Work On Your Approval
  4. Select Your Next Vehicle
  5. Vehicle Delivered to Your Door

Ready to Apply? Click Here!

Whether you’ve already financed a vehicle and are looking to see if you qualify for refinancing at a lower interest rate, or if you’re a first-time bad credit car loan applicant, Auto Loan Solutions can help! Our Finance Managers are trained to handle all types of applications with credit challenges, and will work hard to get you the lowest interest rate possible.

Auto Loan Solutions has access to over 5000 new and used vehicles. If you’re ready for a new vehicle and a lower interest rate over time, apply with us today. Let us work with you to find a new reliable vehicle that meets all of your needs. If you’d like to trade in your vehicle, we have professional staff to appraise its value, which can then be used as a down payment towards the new vehicle (only vehicles with no outstanding liens are eligible).

Contact us today and one of our dedicated team members will be more than happy to assist you with your car loan refinancing questions. They will provide you with all the relevant information in order to make an informed decision regarding auto loan refinancing.

trust-auto-loan-solutions

Quote

All was excellent. Very happy with the process.

Quote
Denis - September 5th, 2018 -
Quote

Car has come on time, very satisfied with everything. Thank you!

Quote
Colton - August 26th, 2018 -
Quote

I found it a pleasure to work with Alessandro. He did everything he possibly could to assist us. I will certainly recommend him to everyone I speak to...

Quote
Kieran & Jennifer - September 11th, 2018 -
Quote

Shiva did an amazing job in making my first car an easy accomplishment.Jamie's customer server was on point and is well appreciated.

Quote
Aaron - August 21st, 2018 -
Quote

Tanya you are awesome, great experience. Adrian gave us great advice, and found us an amazing vehicle. Very, very helpful and I would recommend this c...

Quote
Terresa - September 20th, 2018 -
Quote

It was a pleasure dealing with Tim during my purchase process. He was very on point with everything and helpful. Frank was also great and worked hard ...

Quote
Damien - August 27th, 2018 -
Quote

Everything went great and everyone was great to deal with

Quote
Vera - August 25th, 2018 -
Quote

Very happy when car arrived. Exactly what I was looking for. Thank you for doing what you had to do to make this happen for me and my family.

Quote
Patricia - September 17th, 2018 -
Quote

Could not have had a more pleasant time purchasing a car. Exactly everything I could have wanted was given without any delay. Valerie you are a awesom...

Quote
Debbie - September 13th, 2018 -
Quote

You are all awesome!! Thank you!

Quote
Marion - August 29th, 2018 -
Quote

Wonderful experience. Service was great. The two men who dropped it off were wonderful. Thanks!

Quote
Matthew - August 28th, 2018 -
Quote

Everything has been clear and Tanya very helpful.

Quote
Ramon - September 15th, 2018 -