Auto Loan Solutions provides Car Loans for people with Bad Credit, Good Credit, Bankruptcy, Consumer Proposals, New Immigrants, and more.
The truth is, that many people with bad or no credit history may pay a higher than average interest rate for their car loan. Many feel locked into these loans, but there is a way to improve your circumstances over time.
First off, recognize an auto loan as a great tool to improve your credit. After 12 to 18 months, your credit score can improve, as long as you’re making your payments on time as well as all of your other bills and loans. To start, take a look at your budget, your debts and your income. Apply “15%” rule, if possible – that is, 15% of your income should go towards making car and insurance payments.
Once you’ve gained a better sense of your finances, you can proceed with your application to refinance for a new vehicle and interest rate. If you’re ready to apply and see how refinancing a vehicle can work for you, take a look at how our process works:
Ready to Apply? Click Here!
Whether you’ve already financed a vehicle and are looking to see if you qualify for refinancing at a lower interest rate, or if you’re a first-time bad credit car loan applicant, Auto Loan Solutions can help! Our Finance Managers are trained to handle all types of applications with credit challenges, and will work hard to get you the lowest interest rate possible.
Auto Loan Solutions has access to over 5000 new and used vehicles. If you’re ready for a new vehicle and a lower interest rate over time, apply with us today. Let us work with you to find a new reliable vehicle that meets all of your needs. If you’d like to trade in your vehicle, we have professional staff to appraise its value, which can then be used as a down payment towards the new vehicle (only vehicles with no outstanding liens are eligible).
Contact us today and one of our dedicated team members will be more than happy to assist you with your car loan refinancing questions. They will provide you with all the relevant information in order to make an informed decision regarding auto loan refinancing.
Great customer service, very responsive and informative and easy drop off and trade in.
Fast and efficient service. Above and beyond the best service I have ever experienced. John and Ron are amazing. I can't thank them enough for helping...
My experience was fabulous! Steve worked hard to get my exactly what I needed. Delivery was smooth as well!
Delivery was amazing, friendly service, fast ETA and very knowledgeable
Excellent and very professional attitude and service.
Good to have a vehicle to get back and forth to work with.
I had wonderful experience working with Auto Loans Solutions to get my car! My application was approved in 4 hours and car delivered in 3 days. Mrs Helmut and Na...
John and Hasnain went above and beyond for me to search the best possible rates and vehicle despite my damaged credit! I had many questions and all of...
Alex and Ryan as well as Lucas were good. It was a smooth and fast process
Been with you for over 5 years and I couldn't be grateful enough. Words can't describe how amazing you do care for your customer. This morning at the ...
A very helpful service for people who are stretched to the limit already. John assisted above and beyond to help getting me vehicle I needed for my fa...
Very good service, happy with the SUV.