Auto Loan Solutions provides Car Loans for people with Bad Credit, Good Credit, Bankruptcy, Consumer Proposals, New Immigrants, and more.
The truth is, that many people with bad or no credit history may pay a higher than average interest rate for their car loan. Many feel locked into these loans, but there is a way to improve your circumstances over time.
First off, recognize an auto loan as a great tool to improve your credit. After 12 to 18 months, your credit score can improve, as long as you’re making your payments on time as well as all of your other bills and loans. To start, take a look at your budget, your debts and your income. Apply “15%” rule, if possible – that is, 15% of your income should go towards making car and insurance payments.
Once you’ve gained a better sense of your finances, you can proceed with your application to refinance for a new vehicle and interest rate. If you’re ready to apply and see how refinancing a vehicle can work for you, take a look at how our process works:
Ready to Apply? Click Here!
Whether you’ve already financed a vehicle and are looking to see if you qualify for refinancing at a lower interest rate, or if you’re a first-time bad credit car loan applicant, Auto Loan Solutions can help! Our Finance Managers are trained to handle all types of applications with credit challenges, and will work hard to get you the lowest interest rate possible.
Auto Loan Solutions has access to over 5000 new and used vehicles. If you’re ready for a new vehicle and a lower interest rate over time, apply with us today. Let us work with you to find a new reliable vehicle that meets all of your needs. If you’d like to trade in your vehicle, we have professional staff to appraise its value, which can then be used as a down payment towards the new vehicle (only vehicles with no outstanding liens are eligible).
Contact us today and one of our dedicated team members will be more than happy to assist you with your car loan refinancing questions. They will provide you with all the relevant information in order to make an informed decision regarding auto loan refinancing.
Efficient and quick process! Great people who really care.
Tie has been wonderful throughout this process, many kind thanks, Tie!! 😉
I would recommend Mark to any of my friends and family. He did a great job and is a wonderful person.
Thank you Vincent and Frank. I would recommend anyone to apply at Auto Loans Solutions
I really enjoyed working with May. She was very patient with me to find the vehicle best suited for my needs and my approval. I am very satisfied with...
Sanjeev was very nice and helpful through the whole process!
Thank you so much Jeremy for all of your help!! The process felt painless with you helping us.
Abdu is a very great finance manager. He helped a lot and made it very easy for me to get into a car.
Experience was great. Everything was explained and they answered any questions I had. Very pleasant people to work with.
Sasha, Adrian and Jerome provided excellent customer service from start to finish. I would definitely recommend them to a friend or family. Overall ex...
Absolutely Amazing Service! They were extremely accommodating with my time crunch. I love the car I bought from them and will definitely be a returnin...
I had great help from Abby with buying my new vehicle. He worked with me even after work hours and explained everything very well. Would highly recomm...